Hi, I'm Ashley Smith, a State Farm Agent serving the needs of Michigan and Ohio. My team and I have been serving customers since opening our office in 2017. We are dedicated to providing families and individuals with thoughtful guidance and support, simplifying the insurance process no matter their life situation. Our commitment extends across Michigan, assisting residents in Monroe, Washtenaw, and Oakland counties, and into Ohio, serving communities such as Toledo, Maumee, Perrysburg, Whiteford, and Sylvania in Lucas, Wood, Ottawa, and Erie counties.

From daily commutes to significant life milestones, securing the right coverage is essential. We offer State Farm's Auto Insurance, whether you are a new driver or have years of experience behind the wheel. We also provide Life Insurance options, important for individuals and families preparing to support their loved ones' future. Homeowners can rely on us for State Farm's Home Insurance, and for those who rent or own a condo, we help explore Renters or Condo Insurance to protect their spaces and belongings. If you enjoy riding on two wheels, our Motorcycle Insurance helps keep you covered for your adventures. We understand how important pets are, which is why we offer comprehensive Pet Insurance to help manage vet costs. For entrepreneurs, we also have Business Insurance options designed to protect your hard work. Our office prioritizes genuine connections and personalized service, aiming to be your trusted insurance resource. We want you to feel supported in finding the customized options that fit your life.

Away from the office, I cherish time spent outdoors with my husband, our young son, and our energetic Golden Retriever. We enjoy boating, biking, and golfing as ways to unwind and enjoy the warmer months. My commitment to community extends through local organizations such as Toys for Tots and Gift of Adoption. For seven consecutive years, I have also been a proud member of the Honor Club and Ambassador Club, reflecting my ongoing dedication to serving our wonderful community and being a Good Neighbor.

My team and I are here to build strong relationships with you and be the insurance team you can truly rely on. Contact us today here in Temperance to discuss your coverage needs or request a personalized quote.

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Ashley works with Temperance residents to find coverage that fits.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Connect with Ashley for insurance guidance in Temperance.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Temperance, you can count on Ashley for personalized service.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Ashley is here to help your Temperance household feel covered.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Looking for coverage? Talk with Ashley about your options in Temperance.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Ashley serves Temperance, MI and is happy to help with your insurance needs.